FOUR SEASONS CASH REVIEW

  • Four Seasons Cash is a direct lender currently operating in 7 states.
  • It is privately owned by an individual Tribal Member of the Cheyenne River Sioux Tribe (not by the Cheyenne River Sioux Tribe itself or any of its political subdivisions). It operates within the exterior boundaries of the Cheyenne River Sioux Reservation.
  • Unlike many of the other lenders, they have the same rates and fees across all of the states they service.
  • They also offer a 25% discount on the loan fees if you’re taking out your first loan.
  • Their fees and rates are broadly industry average, and competitive if you can benefit from the reduced rate as a new customer. However it’s worth looking in detail at the length of the loan you’re considering. Anything from a 7 to a 14 day loan carries a relatively low fee, whereas loan terms of 15 days and above increase quite steadily all the way up to their maximum term of 31 days.
  • Check with the lender directly to see if they require you to fax in your bank statement to determine your income as part of their application process or if they allow no fax applications in your state.
  • Same day transfers are not available, but providing you get approved by 4pm PST or 7pm EST you can still receive a relatively fast payday loan the next business day.
  • Four Season’s Cash only allows one open loan on its own books per customer, but it does allow applications from customers who have loans open with another payday lending company.
  • Bankruptcies that have occurred in the past are not a problem but Four Seasons Cash will not loan to customers who are currently bankrupt or are undergoing bankruptcy proceedings.
  • You will need to check with FourSeasonsCash directly to see if credit checks are carried out for applications in your state.
  • You can extend your original loan up to 3 times by paying only the finance charges and fees due with each extension. Thereafter you will need to pay an additional contribution towards the principal. Also note that the discounted rate for new customers will revert to the standard rate if you extend your repayment beyond the original date.
  • The FourSeasonsCash.com website application form is simple to use and works via a secure protocol.
  • They are not currently members of the membership with the Community Financial Services Association (CFSA) and have not received a rating by the Better Business Bureau (BBB).

Save 25% on loan fees as a new customer with FourSeasonsCash

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4 Comments on “Four Seasons Cash Review”

  1. david cowie12/03/26 14:35

    need an extention on my loan, cannot find the phone nbr i need to call. please contact me asap.
    thank you,
    david cowie

  2. e.p.stankus12/04/06 15:41

    fsc presented my bank with request for payment on fri-30th of march 2012 yet the payment was due on 4.1.2012, and was returned unpaid because my pension isnt deposited before the 1st of each month. On 4.2.2012 credit protection depot phoned me representing fsc at which time it was agreed the payment past due plus $45.00 fees would be deducted from my bank thus making the account current. This never happen,so i contacted cpd on 4/6/2012 and was told i had to send moneygram now with another fee of $45.00 in addition to the first fee of $45.00 and the payment via moneygram immediately to make account current!I got angry and told them they could take the original payment and the first agreed upon fee of 4/02/2012 or they could sue me as i wasnt jumping through all these obsticles because they attempted to submitt bill prior to my pay date which was clealy on the original credit application for the loan. Im not attempting to cheat anyone and want to pay this account, yet they are being greedy wanting fee after fee for their error.

  3. DHoward12/07/02 12:26

    I also need an extention on my loan, and cannot find the phone numbe for 4 Seasons to call. Please contact me asap.

  4. w. Mobley12/10/09 19:19

    I have an existing account with Four Seasons Cash.I was told company is no longer servicing the state of Georgia.Is this still the case?Or are you servicing Georgia again?

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