- Founded in 1994, CheckNGo has been operating for over 16 years and as such is one of the country’s oldest and most reputable payday loan company lenders.
- They are a USA based direct lender and are state licensed.
- They have a 24/7 customer support telephone line as well as a live chat facility weekdays to 8pm EST.
- They do run a faxless payday loans approval process if your current residence, employment situation and bank information can be verified. If not they may require you to submit a recent paystub, bank statement and in some cases proof of identity.
- Credit checks are not carried out prior to approving a payday loan.
- A real value add is that they offer the option of reporting the timely repayment of a payday loan to an alternate credit bureau called the PRBC. This could help you in rebuilding a credit score if you have had credit problems in the past.
- Funds are deposited directly into you account by the next business day.
- Unlike some lenders, Check N Go does not offer concessions or discounts for first-time applications.
- They boast a Better Business Bureau (BBB) rating of ‘A’ and are members of the Community Financial Services Association (CFSA).
- The CheckNGo.com online application process is secure, intuitive and very easy to use.

