- CashNetUSA began trading in 2004 and was acquired by Cash America International Inc. in 2006, one of the leaders in short-term and payday lending.
- They currently operate in over 30 states and service over 1 million customers in online lending.
- CashNetUSA is a direct lender based in the USA and is legally registered and licensed by state, with state licenses displayed on its website.
- Same day transfers are currently not available, however applications can be processed as late as 9pm CST Monday to Thursday for next day transfers or as late as by 7pm CST on Sunday for receipt of funds on Monday.
- We were told that they are working on providing same day funding and that when it launches, it will be available in all states, but only for particular banks due to their individual ACH processes. We will update this site as soon as they are ready.
- They also run a number of unique programs such as ‘preferred member’ whereby you can save up to 20% off each loan and earn $20 for successfully referring a friend.
- They are members of the Community Financial Services Association (CFSA) and have been assigned a rating of ‘B+’ by the Better Business Bureau (BBB).
- No discounts or incentives are provided on the first loan but faxless applications are permitted, except for new customers in the states of Illinois, Nevada and Washington as per state regulations related to paystubs.
- They do not perform traditional credit checks for any state.
- You can be approved without the need to contact your employer and without providing personal references.
- Fees are not pro-rated if the balance is paid off early.
- They provide 24/7 dedicated customer service via phone, email or online chat.
- Their secure online application process is fast and they claim to provide instant approval payday loans (not all states).
- You also get convenient on-line access to your CashNetUSA account anytime.
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